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web since 05/2009   Schengen compliant travel insurance... insurance products - English agent (FSA registered): UK, Spain and worldwide.   war zone travel / dangerous sports and occupations   

Returning to the UK from abroad?

 

You may be surprised to find out that even though you may have kept up to date with your National Insurance contributions;

 

-       You don’t automatically have access to the NHS when you return to the UK (for up to 6 months), and can only obtain ‘emergency care’. It is for your local NHS/Primary Care Trust to establish whether each patient is ordinarily resident (for the purpose of healthcare).

-       If you don’t satisfy the local NHS/Care Trust you are entitled to free treatment you may have to pay.

-       This is also true if you go on holiday to the UK!

-       You will have to establish (re-establish) and prove residency before getting access eg to a GP

-       Unless you transfer any ‘rights’ from your existing health plan to a new one in the UK (without breaking continuity) you may have problems obtaining new cover (eg if you have had serious or life-threatening illnesses in the past)

 

If you have a Sanitas or a Bupa International health plan and would like me to try to transfer your rights to a Bupa UK policy, please contact me ...

(before you cancel your policy – if you cancel too soon you won't have any way of transferring any rights!)

 

 



 

 

(translations done by Elena)